2019 MEBC Board Member Assignments and Duties


president

Ken Ginder

Ken Ginder

Kenneth Ginder is a Partner in Verrill Dana’s Employee Benefits & Executive Compensation Group, focusing his practice on all areas of employee benefits, including retirement plans, welfare plans, fringe benefits, and executive compensation. Ken has more than 20 years of experience representing clients before the Internal Revenue Service and U.S. Department of Labor in audits and under their correction programs and spends a significant amount of time traveling and meeting with fiduciary committees. With an advanced degree in taxation and prior experience in public accounting, Ken particularly enjoys working on mergers and acquisitions, executive compensation, fringe benefit, and tax withholding matters. Ken is listed in Best Lawyers and is AV-rated by Martindale-Hubbell. He serves on the firm’s Pension Plan & 401(k) Plan Administrative Committee, in addition to being a member of both the American Bar Association Section of Taxation and the National Diocesan Attorneys Association.


Vice president, Website / Social Media

Leora Kirk 

Leora Kirk

Leora Kirk is an experienced Human Resources professional who has worked with both for-profit and non-profit organizations. Her experience includes recruitment, staff management, employee relations, conflict resolution, and policy development. Prior to joining KMA, Leora was Senior Human Resources Generalist for Schlotterbeck & Foss where she was responsible for employee relations, policy writing, performance issues, recruiting, compensation analysis, and disciplinary action, among other duties.Before that, she worked as HR Generalist for Catholic Charities of Maine, where she performed employee benefit eligibility, auditing, and utilization reviews, as well as maintained Worker’s Compensation and OSHA reporting for employees.

Leora is a member of the Society of Human Resource Management (Certified Professional – CP), holds a current Professional in Human Resources (PHR) certification, and has a BA in Psychology from the University of Southern Maine. She served in the Israeli Defense Force from 2000 to 2002 where she studied aspects of Industrial Psychology and Military Organizational Behavior among new recruits.

She resides in Durham with her husband and 1-year old, where she enjoys a quiet Maine lifestyle. One of her passions is cake decorating for special events, friends, colleagues, and family.


Treasurer

Steve Eddy

Bio coming soon...


membership records

Ingrid Libby (SECRETARY & Co-Chair Website & Social media) / Tony Ornatek (Co-chairs)

Ingrid Libby, ERPA, QPA, QKA, Director of DC Service at Actuarial Designs & Solutions aka Epic Retirement Plan Services.

Ingrid has 20 years of experience in the retirement plan industry working with both defined benefit and defined contribution plans, including 403(b) Plans and Employee Stock Ownership Plans (ESOP).  She graduated from Gordon College in Wenham, Massachusetts with a degree in Mathematics.  Ingrid is an Enrolled Retirement Plan Agent (ERPA) and holds a Qualified 401(k) Administrator (QKA) and a Qualified Plan Administrator (QPA) designation from the American Society of Pension Professionals and Actuaries (ASPPA).


Member development & Retention

Steve Gerlach / Jennifer Breton / Stephanie Bornstein (co-chairS)

Steve Gerlach

Steven R. Gerlach, Esq., LL.M represents businesses, non-profit, and municipal employers, trade associations and policy think tanks in matters of ESOP transactions and fiduciary duties, executive compensation, employee benefits, the Affordable Care Act, tax and ERISA. For more information, please see Steve’s full bio.

Jennifer Breton
Steph web pic (002).jpg

Jennifer L. Breton, CPFA, AIF® has been a MEBC Board member since 2006.  Jennifer is a Registered Investment Advisor at Lebel & Harriman, LLP, specialized in guiding ERISA 401(k) and 403(b) Plan sponsors.  Her specific expertise is in the areas of governance, investment selection and monitoring, QDIA analysis, RFP project management and fee benchmarking. She and her teammates collaborate as needed with each client, and their chosen record keeper, to deliver supporting services such as administrative and audit assistance, Plan implementation & transition management, Committee training on fiduciary best practices, non-qualified deferred compensation consulting and customized participant education. Jennifer lives in Yarmouth with her husband Mike.  She is a Director of Evergreen Credit Union and serves on the Institutional Investor Forums Retirement Plan Advisory Board.

Stephanie R. Bornstein Started in the financial services industry in the late 1990's. Stephanie has been with UBS since 2000.  For the past several years, Stephanie has taken the lead in delivering financial planning services where she helps clients define and prioritize their life goals in order to carefully design a financial plan that will help them achieve their goals.  Stephanie graduated from the University of Maine with a Bachelors of Science degree in Business Administration and earned the CERTIFIED FINANCIAL PLANNERTM designation in 2013. Originally from Auburn, Maine, Stephanie resides in Scarborough with her daughter Amelia.


member programs

David Hamilton / Rosita Gavazova (co-chairs)

David Hamilton

David Hamilton is a vice president, stockholder and member of the board of directors. He has more than 25 years of experience in health and life insurance and is considered one of the most knowledgeable brokers in the field. He joined Clark Insurance in 2008 and has been active in the leadership of his professional associations. In addition to earning the designation Life Underwriter Training Council Fellow, he also is a graduate of Husson College and a resident of Gorham.

Dave also serves as the chair of the Supervisory Committee of Casco Federal Credit Union.

Rosita Gavazova

Rosie Gavazova, CPA is a Senior Audit Manager at Wipfli/Macpage.  Rosie’s focus is on providing external and internal audit services for employee benefit plans, credit unions and small businesses. She has extensive experience managing employee benefit audits, identifying internal control and operational improvement suggestions and reviewing audit documentation and financial statements.  Rosie mentors audit staff members and follows up routinely to ensure engagements are completed timely, and issues are accurately resolved and documented. She trains audit associates in group settings and on a one on one basis. Rosie communicates regularly with client personnel to ensure smoothe and efficient audits and also consults with clients on various issues including internal controls, ERISA filing requirements and plan design assistance.  

Rosie joined Wipfli/Macpage in 2010, is a Certified Public Accountant and is a member of the American Institute of Certified Public Accountants. She received her Bachelor of Science degree in Accounting from the University of Southern Maine.  Rosie is the recipient of the 2017 AICPA’s Women to Watch: Experienced Leader award.

Rosie is a native of Bulgaria and moved to Maine in 2004.  She resides in Freeport with her husband, two year old son and Labrador retriever puppy.


bylaws (and institutional memory)

Ed Feibel

Ed Feibel

Ed Feibel has worked in all aspects of employee benefits for over 30 years. He works primarily with employers in the establishment, operation and maintenance of tax-qualified retirement plans, retirement plans for tax-exempt and governmental entities, Taft-Hartley plans, cafeteria plans, health care and other welfare and fringe benefit programs, and executive compensation arrangements. A significant portion of Ed’s time is devoted to resolving compliance issues under the Internal Revenue Code and ERISA. He represents large and small businesses, nonprofit organizations and governmental entities. Ed’s clients range in size from individuals to employers with more than 1,000 employees. Ed also has an active practice preparing qualified domestic relations orders for individuals going through divorce. He regularly works with many of the banks, investment managers, stockbrokers, actuaries, third-party administrators, insurance companies and insurance brokerages active in northern New England. Although most of his clients have been based in Maine, Ed has worked with clients based in New Hampshire, Massachusetts, New York, Texas and California, as well as with clients headquartered in Canada with respect to their U.S. operations.